Do You Want to Buy a Home of Your Own?
Then You Need to READ THIS NOW!
"The Beginner's Mortgage Guide"
is an e-book that will teach you everything you need to know about
mortgages right now.
Dear Friend,
If you are thinking about buying a home in the near or even in the
distant future, you will need two very important things: knowledge
and funds. A home is a huge investment so you'll need money. It's
also a complex undertaking so you'll need knowledge so you make the
right decisions.
Buying a home is probably the biggest investment you will make in
your lifetime and many people make mistakes when shopping for a
mortgage that costs them thousands of dollars in unnecessary
payments. Having knowledge is vital otherwise you could make a
mistake that costs you money for years to come.
If you're overwhelmed with the choices and contracts and the words
with more syllables than you can shake a stick at, the e-book,
"The Beginner's Mortgage Guide"
is just what the doctor ordered.
Information without Information Overload
Whether you're a repeat homebuyer or someone buying a home for the
first time, this e-book can benefit you significantly. It reveals
information you never knew about and information that no one wants
to tell you.
Because banks and loan companies make so much money on the interest
on your mortgage, many of them would be more than happy for you to
sign on the dotted line while being kept in the dark. It's up to you
to be informed! You need information to help you save money, instead
of lining a banker's already overflowing pockets, right?
Read on…
Knowing more than just the basics about loans and mortgages can not
only save you money off the cost of buying your home but can also
increase your chances of being approved for your dream home plus
help you if you need unique needs met.
Stop Paying Rent NOW
Many people continue to pay rent because they don't think they can
qualify for a mortgage. There are secrets revealed in
"The Beginner's Mortgage Guide"
to help you in the case of not being someone who would typically
qualify for a mortgage. Those who get turned down once need not give
up their dream of being a homeowner. If you've started down the road
of mortgages and are overwhelmed or have faced rejection,
"The Beginners Mortgage Guide"
is a MUST.
Mortgages have been around since the 1930's and they continue to
perplex many people who are desperate for the ability to buy their
own home. "The Beginner's Mortgage Guide" should really be required
reading for anyone who wants to buy a home or condo of their own
because it's a one stop resource for everything you need to know
about qualifying for a mortgage and choosing the best mortgage
possible.
What areas are covered by the e-book?
The book starts off by describing what a mortgage is and dissecting
it so you understand the anatomy of a mortgage. It then goes on in
great detail with easy-to-understand language about:
Types of mortgages. There are many types and
choosing the right one is vital
Options for getting your mortgage
Important details to help you get approved for
a mortgage
Preapproval benefits
Bad credit mortgages (hope for those who think
they cannot qualify)
Special government loans you might not know
about
Mortgage insurance for protection for your
family
Using the internet to help you get the right
mortgage
Mortgage calculators and other tools
Foreclosures
Tips for paying off your mortgage sooner
Mortgage refinancing
And more
Do you know enough about mortgages in order to
make the best financial decision possible? The book,
"The Beginners Mortgage Guide"
is more than fifty pages of vital information that's explained in a
way that helps you grasp all the concepts. This book unravels the
maze of mortgages.
Many people pay hundreds of dollars to attend
workshops or courses to prepare for buying a home and this book is
jam packed full of information and is significantly cheaper than a
Mortgage 101 course.
Get the Knowledge You Want NOW
The best part of this e-book is that you don't
have to wait to attend a course or to go to a crowded store to try
to find a copy. This book can be downloaded in a matter of minutes.
Here are a few other areas you'll learn
about in the e-book:
Reverse mortgages
Fixed rate versus adjustable rate mortgages
What you need for your loan application
PMI (Private Mortgage Insurance)
And more
FREE Bonuses
If you order a copy of
The Beginner's Mortgage - "Everything You Always Wanted to Know About Home Mortgages"
you will also get these free bonuses:
Special Bonus # 1:
"Definitive Guide To Buying Your First Home"
Learn All The Things You Will Need To Do Before Buying A New Home
Here are just some of the things you will learn:
Which Home to Choose
Location, Location, Location - and why is it important
Working With Realtors
Playing The Housing Market
Home Inspections Tips
Financing Your First Home
Making An Offer
Contracts, Home Warranties, And The Closing
and much more...
Special Bonus # 2:
"Family Finance Planner Software"
Family Finance Planner is a quick and easy software tool which can help you to manage your finances.
It will help you to track where your money is going, help you to make important financial decisions and work out how to save up for things you really want.
Comprehensive monthly home budget tracker allowing you to keep track of all your expenditure each month with a built-in feature to track how much over and under budget each item is, as well as automatically calculating all the totals for you.
Income/expenditure tracker to keep detailed records of your income and expenditure
Yearly budget tracker allowing comprehensive data to be tracked over the period of a year, with automatic calculation of all totals
Investment projection calculator to calculate how long you will need to save up before you can buy something you want, like a car, a holiday or a deposit for a house.
Car loan calculator to help you calculate whether you can really afford that new car you've always wanted.
Car Leasing/Purchase calculator to automatically calculate whether you would be better off buying or leasing a new car.
Special Bonus # 3:
"Private Mortgage Insurance"
This special report will help you learn the difference between PMI and mortgage protection insurance which you definitely need to understand.
The special report covers such areas as:
What is PMI and why is it so important
The costs of PMI explained
The evolution of PMI premiums
Information about eliminating the need to make PMI payments
And more...
Without private mortgage insurance, fewer people could enjoy the benefits of home ownership because the down payment required for a home purchase would be 20%.
Buying a home is something nearly everyone dreams
of and because it is an expense almost no one can simply pay for in
cold hard cash, it's imperative that people get as informed as
possible about mortgages.
Many who jump into mortgages find that they miss
important information that can either get them declined, get them
signing the wrong mortgage for a very high interest rate or find
that they had more options to save money and / or get approved for a
higher value.
Learning all the ins and outs of the complex
financial world of mortgages, principal and interest, amortization,
Fannie Mae, Freddie Mac, APR, PMI, deeds, promissory note, reverse
mortgages and other mortgage related terms will help you make the
biggest financial move of your life one that helps you secure your
own financial future.
By downloading, "The
Beginner's Mortgage Guide" you're going to get all
the info you need to help you make the right decision AND
you'll get the FREE PMI
report as well.
GET IT ALL NOW!
FOR ONLY $19
Table of Contents
Mortgages: What Are They?
Types Of Mortgages
Options For Securing A Mortgage
Using The Internet For Your Mortgage Needs
Common Mortgage Quote Tools
Mortgage Refinancing
Other Mortgage-Related Issues
Here is an excerpt of the book
TYPES OF MORTGAGES
A mortgage is not a "one size fits all" loan. There are several types of
loan mortgage that you, as a borrower, can obtain. Most of the time, the
type you choose will depend largely upon your individual circumstances,
and what sort of expectations and plans you have for a house or other
real estate. Some types of mortgages are more specialized than others,
meaning that they are organized for specific purposes only or to meet
certain requirements of borrowers.
The kind of loan you may choose will depend upon certain factors such as:
Amount of money you wish to spend in total
The length of time that you expect to be in your home
The presence of other financial obligations like loans, auto
payments, etc
Saving for future expenses like college for your children
How can this be illustrated?
Consider this. What if you plan to stay in your new house in the long
term? In this case, you will want to take out a fixed rate mortgage and
make sure it has the lowest interest rate possible. Or how about this?
What if you have a child who will be going to a college or trade school in 5
or 10 years? You may want to choose an adjustable rate mortgage. Then
again, you could choose a mortgage that has a balloon payment attached
to the end of the term. These two approaches will provide for lower
payments in the beginning, so money can be devoted to savings for
education.
These two examples are a great entry point into further discussion of what
types of mortgages loans are available for every type of borrower. If you
want to know if there is a mortgage that will meet your particular needs,
then you should read on.
Get it All Today for just $19
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Don't forget, you will also get these additional Free Bonuses:
"Definitive Guide To Buying Your First Home"
"Family Finance Planner Software"
"Private Mortgage Insurance"
(all e-books are in zipped .pdf format viewable on both PC and Mac system, or you can download them in a straight Adobe PDF file.
The Family Finance Planner Software is for use on PCs running Microsoft Windows. It also requires a spreadsheet program. If you already have Microsoft Office or another office package installed on your PC, you can use that, or download it for free from the Net.
All products are Electronic Products you can download Instantly to your computer, they will Not be shipped to you, so you don't have to worry about getting them)
The great thing about eBooks is that you don't
have to wait to get the information you need. You can start learning
and reading and benefiting from this knowledge in just minutes.
